Mohamed Osman, Warsame, Daniel Makori, and Bancy Muchira. “Credit Risk Management and Liquidity of Commercial Banks in Kenya”. Journal of Finance and Accounting 9, no. 2 (April 3, 2025): 1–19. Accessed April 5, 2025. https://stratfordjournals.com/journals/index.php/journal-of-accounting/article/view/2482.